My name is Brett Anderson.
If there's one thing I want you to know, it's this:
Financial Advisors are held to a much lower 'suitability standard' than a Fiduciary, from a legal standpoint. A Fiduciary is LEGALLY OBLIGATED to advise in your best interests, Financial advisors are not; they basically just have to prove that the recommendation was remotely suitable.
I am a Fiduciary - at heart, that's what I do, and I have the credentials to prove it.
Brett F. Anderson, CFP® | CIMA® | CAIA® | M.S. Econ
Founder/President; Fountainhead Wealth Planning, LLC
I am an expert, working for you.
"True financial planning is both an art and a science, and when succinctly implemented, it optimizes a client's financial positioning."
Brett Anderson, Founder, Fountainhead Wealth Planning
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My Investment Philosophy
I believe markets work. Prices reflect the collective knowledge, expectations, and decisions of millions, incorporating information efficiently. Predicting prices is speculation; understanding expected returns is design.
Expected returns arise from systematic drivers such as company size, relative price, and profitability. These persistent patterns historically have rewarded disciplined, evidence-based exposure. Diversification across companies, sectors, and geographies spreads uncertainty, while patience allows compounding to work. Investing is about alignment with market forces, not chasing timing or relying on guesses.
For accredited investors, less efficient markets like secondary private equity can complement a disciplined public market foundation, offering potential incremental returns.
Across all markets: respect the process, trust the evidence, and let discipline reveal advantage. Investing is designing with purpose, enduring with conviction, and aligning capital with reality.
Have questions? Let’s talk.
The Latest From the Blog
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Ai Infrastructure Control and the Economics…
“Control the route, control the business.” – Cornelius Vanderbilt Cornelius Vanderbilt, born on Staten Island, New York, in 1794, was one of America’s most formidable entrepreneurs. Rising from remarkably humble beginnings, Vanderbilt left school at an early age and received no formal collegiate education. Through relentless determination, an uncompromising competitive spirit, and an extraordinary work ethic, he built a transportation empire that grew into one of the largest transportation fleets in the United States’ history.…
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Moral Hazard
“The difference between a politician and a statesman is: a politician thinks of the next election; a statesman thinks of the next generation.” – James Freeman Clarke How political expediency and Fed-induced moral hazard changed stock-market price discovery starting in 08′, and changed risk/reward forever… The late 2000s were unprecedented, particularly from a macroeconomic perspective. Like many others, I was fortunate enough, or perhaps unfortunate, to graduate directly into the worst economic collapse since the…
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Tech Bubble?
“By 2005 or so, it will become clear that the Internet’s impact on the economy has been no greater than the fax machine’s.” – Paul Krugman, Economics Nobel Laureate, 1998 Is this the late 90’s, all over again?… As of this writing, the Mag 7 composed of Apple, Microsoft, Alphabet, Amazon, Nvidia, Meta Platforms, and Tesla, have ~$600 billion, in cash on their balance sheets… The 1990s were truly an era for the ages. In…
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Social Security: a pragmatic historical perspective
“I deplore the opportunistic political maneuvering, cynically designed to play on the fears of many Americans.“ – Ronald Reagan Social Security: a pragmatic historical perspective, current unsustainability, and a politically expedient peace of mind… Social Security was created in response to the Great Depression and as part of Franklin D. Roosevelt’s New Deal to provide old-age pensions, unemployment insurance, and aid to widows, orphans, and the disabled. Its original intent was moral in nature: to…
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Roth Conversions; A BETR Way – Part 4 of 4
“If the future tax rate is higher than a calculated BETR, a conversion is generally considered financially sound.“ – Vanguard Group In my previous post, Roth Conversions; No Guarantees, Part 3 of 4, we discussed some of the risk factors that could potentially reduce or completely negate the benefit of front-loading taxes via the Roth conversion process. Because the benefit of a conversion does not occur immediately but instead accrues over time, often taking 20…
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Roth Conversions; No Guarantees – Part 3 of 4
“Uncertainty is the only certainty there is and knowing how to live with insecurity is the only security.” – John Allen Paulos Uncertain outcomes have always existed and always will. We live in a world defined by uncertainty and decision risk, and the goal of sound planning is not to eliminate it, but to take deliberate, strategic steps that reduce unfavorable risks and increase the probability of achieving the outcomes we want. Given that…
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More About Brett F. Anderson
I humanize, simplify, and clarify financial planning; no sales gimmicks, quotas, or pretense. I help clients use their resources to achieve and protect their long-term goals, always acting in the truest sense of a fiduciary. My approach is different, but it’s worth a conversation.
What is a fiduciary exactly? Click here to learn what a fiduciary does.
